R. J. Marshburn
CERTIFIED RISK MANAGERS.com
Marshburn, CRM, CIC, ARM, CRIS, CISC
20 10 10 01 edition—Additional Insured coverage for “your ongoing
operations” only, not “your work”. Now specifically states in accord with
the Pardee Construction decision that coverage is excluded for
completed operations (and therefore Construction Defect Liability) for
20 33 10 01 edition—Additional Insured coverage on an
automatic basis for “your ongoing operations”. Now specifically states in accord with
the Pardee Construction decision that status as an insured under this
endorsement ends when operations are completed . Specifically excludes coverage
for professional liability for design and supervision, as well as completed
operations (and therefore does not cover Construction Defect Liability) for
20 37 10 01 edition—Endorsement specifically adding completed
operations for additional insured for “your work”. Intent is to be comparable to the CG 20 10 11 85
edition which is virtually no longer
available. This form must be used
with either the new CG
20 10 10 01, or CG
20 33 10 01 (or earlier editions of these forms) to give the
Additional Insured both general liability and completed operations coverage.
22 94 10 01 edition—Blanket endorsement for all exposures removing
the exception to the “your work” exclusion under Exclusion L of Section 1,
Coverage A. This is the exception that reads “This exclusion does not
apply if the damaged work or the work out of which the damage arises was
performed on your behalf by a subcontractor.” With the exception to the exclusion
removed, there is NO COVERAGE for damage to the GC’s work even when
done by subs.
22 95 10 01 edition—Scheduled endorsement similar to 22 94 above but
for specific sites or operations.
00 57 09 99—Amendment of Insuring Agreement for Known Injury or Damage
(Montrose Endorsement). This
formerly “mandatory endorsement” is now incorporated directly into the
Insuring Agreement of the new CGL CG 00 01 10 01 edition and prevents
triggering coverage for known damage.
00 01 10 01 edition—Policy Insuring agreement incorporating CG 00 57 09
99 “Montrose endorsement” above for known Injury or Damage. (Also incorporates a number of
revisions relating to Internet liability, trusts, volunteer workers, personal
and advertising liability, definition clarifications, and other
07/04 Endorsements have a significant effect on coverage and should
be analyzed in connection with the forms above.
contractors and carriers are using Wrap
Policies (OCIPs, CCIPs, etc.) to cover these exposures, but they contain
and gaps of their own.
We do a considerable amount of client
consulting and seminars on these and
related issues and would be
happy to consult with you or any of your clients. If you would like information on
how our services can benefit your business, please contact
Profile I What we
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& Associates, CertifiedRiskManagers.com. All Rights
May not be used or quoted without written permission.